Patient Financing · Powered by Cherry

Treat Now, Pay Later

Take care of your skin today and pay over time with flexible financing through Cherry — designed for elective treatments, with no hard credit checks ever.

60-Second Application See If You Qualify

Already a Cherry customer? Manage your account

Why Cherry

Financing That Feels Effortless

Cherry partners with thousands of medical and aesthetic practices to make care more affordable. Here’s what makes it different.

  • No Hard Credit Checks — Ever

    Applying is a soft pull only. It won’t affect your credit score.

  • True 0% APR Options Available

    Qualifying applicants can split payments interest-free over select terms.

  • Interest Plans From 5.99% APR

    Longer-term financing available with rates as low as 5.99% APR.

  • Approvals up to $50,000

    Cover anything from a single syringe to a full treatment plan.

  • No Hidden Fees

    What you see is what you pay. No prepayment penalties.

  • ~90% Approval Rate

    Cherry approves applicants across a wide range of credit profiles.

Soft Credit Check Only See If You Qualify

How It Works

Three Simple Steps

  1. 01

    Apply in 60 Seconds

    Complete a short application on Cherry’s secure site. It’s a soft credit check only — your score won’t be affected.

  2. 02

    Get Care

    Once approved, use your Cherry funds toward any treatment at any UPKEEP location across NYC and Dallas.

  3. 03

    Pay Over Time

    Choose a repayment plan that fits your budget. Qualifying applicants get true 0% APR on select terms.

Common Questions

Frequently Asked

Will applying with Cherry hurt my credit?

No. Cherry uses a soft credit check to determine your eligibility, which has no impact on your credit score.

Is there a credit score cutoff?

Cherry doesn’t use a strict cutoff. Approvals consider a range of factors, and roughly 90% of applicants are approved across credit profiles.

What amounts and repayment terms are available?

Approvals can go up to $50,000. Repayment plans range from short-term 0% APR options to longer terms (up to 60 months) with APRs starting at 5.99% for qualifying applicants.

Can I use Cherry alongside insurance or other promotions?

Yes. Cherry covers your out-of-pocket portion and can be used in combination with insurance, gift cards, memberships, or current promotions at UPKEEP.

Who is eligible to apply?

U.S. residents who are at least 18 years old, have a bank-issued debit or credit card, and a mobile phone number can apply.

How do I manage my Cherry account or payments?

Log in any time at withcherry.com/account to view your balance, make a payment, or update your information.

Ready to book your next treatment?

Pre-qualify with Cherry in under a minute — then book at any UPKEEP location.

Pre-Qualify with Cherry See If You Qualify

Cherry Technologies, Inc. is a third-party financing provider. UPKEEP Med Spa partners with Cherry to offer flexible payment options but does not directly issue credit. All credit decisions, terms, APRs, repayment schedules, and approval amounts are determined solely by Cherry and its lending partners based on your individual application. Final terms may vary. For full details, eligibility requirements, and current rates, visit withcherry.com.